You

Make Your Journey Extraordinary

One Life / Your Time

You’ve worked hard to get here, and you deserve a team that works to make your journey extraordinary.

Us

We advise individuals and families near or in retirement on what it takes to turn their nest egg into a sustainable stream of income for the rest of their lives.

Why McCarley & Cook Financial Planners?

CFP® and CFA Professionals

Commission-Free

Fiduciary

McCarley & Cook was formed with a single premise: to establish long term lasting relationships to best serve the needs of individual and families. All of our clients receive the highest personalized service and advice helping them navigate the challenges and opportunities of wealth. Most importantly we make sure all decisions are guided by one: yours.

Our Services

 

Retirement Planning

Together we craft an achievable and fulfilling lifetime financial master plan. This will ensure you have a clear strategy to help you accomplish your life’s aspirations.
 

Estate Planning

Having an estate plan is paramount in ensuring your estate is handled according to your wishes. Together with your estate planning attorney, we can assist in drafting documents and reviewing your situation so your estate benefits the people and charities you care about most.
 

Tax Planning

Without careful planning it’s quite possible to have a higher tax bill in retirement then when you were working. Our tax planning services aim at keeping taxes low today and throughout your retirement by: Analyzing your tax returns annually Calculating the effects of Roth Conversions Coordinating &...
 

Investment Planning

We don’t believe investment results should depend on someone’s ability to pick stocks or predict the future. Furthermore, we don’t believe your retirement should be invested in a ‘one size fits all’ 60% stocks and 40% bond portfolio.
 

Charitable Giving

Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. Some find comfort in helping others who are less fortunate, while others simply want to share their good fortune.

Our Team

Client Portals

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Blogs

5 Smart Ways to Use Your Tax Refund in 2025

Chris Cook |
Categories
Investments
Finance
Tax Planning
Tax season might not spark joy, but a refund sure can. In 2025, the IRS estimates the average federal income tax refund will top $3,170. 1 That means a lot of folks are suddenly asking the same question: What should I do with it? Splurge? Save? Invest? The good news: there’s no one-size-fits-all answer. But there are a few options that tend to deliver more peace of mind and long-term upside. Here are five smart...

How to Dive into Business Succession Planning: 10 Key Questions

Chris Cook |
Categories
Investments
Finance
Tax Planning
What will happen to your business when it’s time for you to take a step back? That can be a tough question that many business owners eventually have to face. Yet, far too many admit they don't have a formal succession plan in place. In fact, looking at family businesses alone, about 61% say they do not have a documented succession plan. 1 Why? Many business owners say they haven’t put together a succession plan...

From Boomers to Gen Z: A Generational Look at Money Habits and Financial Choices

Chris Cook |
Categories
Lifestyle
What financial habits have helped you most in life? Which ones have held you back? No matter how you answer those questions, your money habits have a lot to do with how you grew up. 1 They also can be shaped by when you grew up. That’s because each generation can have a distinct perspective and different experiences shaping their approach to money and financial choices. With that, every generation can bring its own strengths...