You

Make Your Journey Extraordinary

One Life / Your Time

You’ve worked hard to get here, and you deserve a team that works to make your journey extraordinary.

Us

We advise individuals and families near or in retirement on what it takes to turn their nest egg into a sustainable stream of income for the rest of their lives.

Why McCarley & Cook Financial Planners?

 

CFP® and CFA Professionals

 

Commission-Free

 

Fiduciary

McCarley & Cook was formed with a single premise: to establish long term lasting relationships to best serve the needs of individual and families. All of our clients receive the highest personalized service and advice helping them navigate the challenges and opportunities of wealth. Most importantly we make sure all decisions are guided by one: yours.

Our Services

 

Retirement Planning

Together we craft an achievable and fulfilling lifetime financial master plan. This will ensure you have a clear strategy to help you accomplish your life’s aspirations.
 

Estate Planning

Having an estate plan is paramount in ensuring your estate is handled according to your wishes. Together with your estate planning attorney, we can assist in drafting documents and reviewing your situation so your estate benefits the people and charities you care about most.
 

Tax Planning

Without careful planning it’s quite possible to have a higher tax bill in retirement then when you were working. Our tax planning services aim at keeping taxes low today and throughout your retirement by: Analyzing your tax returns annually Calculating the effects of Roth Conversions Coordinating &...
 

Investment Planning

We don’t believe investment results should depend on someone’s ability to pick stocks or predict the future. Furthermore, we don’t believe your retirement should be invested in a ‘one size fits all’ 60% stocks and 40% bond portfolio.
 

Charitable Giving

Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. Some find comfort in helping others who are less fortunate, while others simply want to share their good fortune.

Our Team

Client Portals

Charles Schwab logo

Sign In

Sign In

Blogs

default blog image

7 Milestones At Age 50 & Above

Chris Cook |
Categories
Retirement
Birthday celebrations at 50 and each year after can be meaningful opportunities to reflect and feel grateful for life’s journey. Some also mark important milestones in retirement planning and your financial life. Here’s a look at why, with a focus on each milestone birthday after 50 and the role it can play in your overall financial wellness. Age 50: Catch-Up Contributions When you turn 50, you can start to make "catch-up" contributions to your 401(k)s...
Close-up image of an elderly hand being held by a younger-looking hand

Practical Tips: How to Avoid These 4 Estate Planning Missteps

Chris Cook |
Categories
Finance
Lifestyle
Estate Planning
First, let’s start by uncovering the most common mistake in estate planning… Surprisingly, this frequently made mistake might already be on your doorstep. A staggering number of people haven’t yet started an estate plan. It’s a critical oversight that can have far-reaching implications, but this isn’t the only pitfall that can disrupt your planning efforts. Here’s a breakdown of 4 estate planning missteps and how to fix them: Mistake #1: Neglecting to Update Your Estate...
default blog image

A Guide to Pensions & Retirement Benefits

Chris Cook |
Categories
Retirement
Investments
Tax Planning
How much do you really know about retirement benefits? If you’re like most Americans, it’s not that much. In fact, most of us have fairly poor “retirement literacy,” especially when it comes to the finer points of retirement benefits. 1 That may not seem like a big deal, but it can give rise to all sorts of landmines in the future, possibly derailing your retirement plans and goals. It could also impact your quality of...