You

Make Your Journey Extraordinary

One Life / Your Time

You’ve worked hard to get here, and you deserve a team that works to make your journey extraordinary.

Us

We advise individuals and families near or in retirement on what it takes to turn their nest egg into a sustainable stream of income for the rest of their lives.

Why McCarley & Cook Financial Planners?

 

CFP® and CFA Professionals

 

Commission-Free

 

Fiduciary

McCarley & Cook was formed with a single premise: to establish long term lasting relationships to best serve the needs of individual and families. All of our clients receive the highest personalized service and advice helping them navigate the challenges and opportunities of wealth. Most importantly we make sure all decisions are guided by one: yours.

Our Services

 

Retirement Planning

Together we craft an achievable and fulfilling lifetime financial master plan. This will ensure you have a clear strategy to help you accomplish your life’s aspirations.
 

Estate Planning

Having an estate plan is paramount in ensuring your estate is handled according to your wishes. Together with your estate planning attorney, we can assist in drafting documents and reviewing your situation so your estate benefits the people and charities you care about most.
 

Tax Planning

Without careful planning it’s quite possible to have a higher tax bill in retirement then when you were working. Our tax planning services aim at keeping taxes low today and throughout your retirement by: Analyzing your tax returns annually Calculating the effects of Roth Conversions Coordinating &...
 

Investment Planning

We don’t believe investment results should depend on someone’s ability to pick stocks or predict the future. Furthermore, we don’t believe your retirement should be invested in a ‘one size fits all’ 60% stocks and 40% bond portfolio.
 

Charitable Giving

Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. Some find comfort in helping others who are less fortunate, while others simply want to share their good fortune.

Our Team

Client Portals

Charles Schwab logo

Sign In

Sign In

Blogs

From Boomers to Gen Z: A Generational Look at Money Habits and Financial Choices

Chris Cook |
Categories
Lifestyle
What financial habits have helped you most in life? Which ones have held you back? No matter how you answer those questions, your money habits have a lot to do with how you grew up. 1 They also can be shaped by when you grew up. That’s because each generation can have a distinct perspective and different experiences shaping their approach to money and financial choices. With that, every generation can bring its own strengths...

Planning for the Future: Essential Steps to Secure Your Retirement

Chris Cook |
Categories
Retirement
Savings
Is your retirement savings on track? If you’re like most people, you may feel it’s not. In fact, concerns about running out of money in retirement are very common. 1, 2 Many people today believe they’ll need at least $1.5 million saved to retire comfortably. 3 But is that number right for you? The real “magic number” varies widely depending on your current savings, future goals, and lifestyle plans. A clearer picture of retirement readiness...
default blog image

5 Major Retirement Regrets (That Are NOT Inevitable & How to Avoid Them)

Chris Cook |
Categories
Retirement
When are you going to retire? How did you make that decision? Many of us look at finances and health when we’re deciding when to retire. Whether or not we realize it, we’re also considering our emotions and what we imagine for the future — we compare how we feel in our current circumstances to how we expect to feel in our anticipated retirement. 1 With that, we tend to overestimate our future emotions, thinking...