You

Make Your Journey Extraordinary

One Life / Your Time

You’ve worked hard to get here, and you deserve a team that works to make your journey extraordinary.

Us

We advise individuals and families near or in retirement on what it takes to turn their nest egg into a sustainable stream of income for the rest of their lives.

Why McCarley & Cook Financial Planners?

 

CFP® and CFA Professionals

 

Commission-Free

 

Fiduciary

McCarley & Cook was formed with a single premise: to establish long term lasting relationships to best serve the needs of individual and families. All of our clients receive the highest personalized service and advice helping them navigate the challenges and opportunities of wealth. Most importantly we make sure all decisions are guided by one: yours.

Our Services

 

Retirement Planning

Together we craft an achievable and fulfilling lifetime financial master plan. This will ensure you have a clear strategy to help you accomplish your life’s aspirations.
 

Estate Planning

Having an estate plan is paramount in ensuring your estate is handled according to your wishes. Together with your estate planning attorney, we can assist in drafting documents and reviewing your situation so your estate benefits the people and charities you care about most.
 

Tax Planning

Without careful planning it’s quite possible to have a higher tax bill in retirement then when you were working. Our tax planning services aim at keeping taxes low today and throughout your retirement by: Analyzing your tax returns annually Calculating the effects of Roth Conversions Coordinating &...
 

Investment Planning

We don’t believe investment results should depend on someone’s ability to pick stocks or predict the future. Furthermore, we don’t believe your retirement should be invested in a ‘one size fits all’ 60% stocks and 40% bond portfolio.
 

Charitable Giving

Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. Some find comfort in helping others who are less fortunate, while others simply want to share their good fortune.

Our Team

Client Portals

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Blogs

5 Damaging Myths About Money Talks & the Facts Behind Them

Chris Cook |
Categories
Investments
Finance
Lifestyle
Savings
Family
What money topics are the most taboo to talk about? Earnings, debt, inheritance, or net worth? For most of us, many financial topics are simply off-limits. 1 That means that many of us are not discussing money as much as we probably should be. 1 Without those talks, myths about money and financial conversations can get a much stronger grip on our perspective and our financial decisions. That silence may end up stunting our financial...

How Tax Loss Harvesting Can Potentially Reduce Your Capital Gains Taxes

Chris Cook |
Categories
Investments
Tax Planning
If you’re like many investors, the thought of paying capital gains taxes on your successful investments might feel overwhelming. But what if there was a strategy to potentially reduce some of those taxes? It’s called tax loss harvesting, and while the term might sound complicated, it's actually a fairly simple concept that could save you money. Let’s break it down. What Is Tax Loss Harvesting? Think of your investments like a fruit-bearing tree. Some branches...
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7 Milestones At Age 50 & Above

Chris Cook |
Categories
Retirement
Birthday celebrations at 50 and each year after can be meaningful opportunities to reflect and feel grateful for life’s journey. Some also mark important milestones in retirement planning and your financial life. Here’s a look at why, with a focus on each milestone birthday after 50 and the role it can play in your overall financial wellness. Age 50: Catch-Up Contributions When you turn 50, you can start to make "catch-up" contributions to your 401(k)s...